Who Pays the Bills for My Car Accident?
Protect Your Rights with a Walnut Creek Car Accident Attorney
If you were recently involved in a car accident, the first thing on your mind is likely, “Who is responsible for covering the cost of my losses?” Medical bills and vehicle repairs can add up quickly, leaving many accident participants to wonder where the money is going to come from.
The answer to this question largely depends on the role you played in the accident. If you are found responsible for the incident, the outcome will be much different than if someone else caused your injuries.
Understanding California’s Insurance Laws
If you are not at fault for the accident, you essentially have three methods of pursuing compensation:
- File a claim under your own insurance policy
- Pursue a claim through the at-fault driver’s insurance company
- File a personal injury lawsuit against the at-fault driver directly
California’s “fault” system typically allows anyone injured as a result of the car accident to take one or more of the actions listed above. This means that if someone else is liable for the accident, they or your insurance company are responsible for compensating your losses.
If you are at fault, however, you may have to pay for the injured person’s losses depending on your auto insurance coverage. All drivers are required to carry minimum coverage amounts, which will compensate the injured party. When the limits of your policy have been reached, it is up to you to pay the rest of the damages.
Regardless of your involvement in the accident, it is important to consult with a Walnut Creek car accident lawyer right away. Our firm can assess your case and ensure that your rights are protected. We work hard for our clients, treating each individual with the respect they deserve. Call our firm today to get started!
Client Testimonials
At Fetto Law Group, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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A letter of appreciation to John and his Team, I was in a bad car accident; I was rear-ended so hard it took two tow trucks to pull the vehicles apart. I was referred to John Fetto by my healthcare professional. I was worried if I could even get compensation because I had a long history of neck and back problems. I ended up needing physical therapy, multiple Epidural Steroid Injections in my neck, and finally surgery to fuse 3 vertebrae. After going through the deposition and medical examination requested by the other side, the opposing insurance company did not want to pay anything because of my prior history. John would have none of that and he began to prepare for court. He assembled an amazing team to fight on my behalf. Kenia collected and assembled years of my medical history. Russell produced documents, coordinated zoom meetings, and created an amazing visual presentation to present in court. John, knowing I was willing to go to court, called in Sandy Cipinko, an excellent trial attorney. The two of them worked flawlessly together each handling different aspects of the case. John is a true professional. John, Sandy, and their amazing team took me from the possibility of getting nothing, to a settlement I never dreamed possible. This shows you that, even with an extensive medical history, you can still come out a winner with John and his team. I will always be grateful to them. Sincerely, Rose- Rose A.
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I have had the pleasure of interacting with Mr. Fetto and his staff on a personal injury auto accident that had transpired several years ago. He has been professional, forthright and very helpful in attaining justice because the person who T-boned me had the same insurance company as myself. So, AAA did not wish to sue themselves and I got stuck with a lot of expense i.e. depreciation for my automobile as they did not total it, put the accident on my driving record when I had witnesses that said that it was not my fault, neck injury, etc., etc., John has been on top of everything, is compassionate and caring along with knowing the law and I trust him. I would recommend his services to anyone seeking a lawyer for personal injury as he is the best.- Marci K.
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“Mr. Fetto used his experience, knowledge, and expertise to leave no stone unturned.”- J P.
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“I could not have asked for better representation from Fetto Law Group.”- Kerry G.
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“Thank you John A. Fetto for your great and hard work.”- Jim P.
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“Mr. Fetto was very approachable and easy to talk to.”- Former Client
Case Results
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$300,000 Assault
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$92,250 Car Accident
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$50,000 Car Accident
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$300,000 Motorcycle Accident
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$60,000 Pedestrian Accident
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$1.75 Million Slip & Fall Accident