Turn to Our Firm for Personal Representation

In California, drivers are required by law to carry auto insurance at all times. This is referred to as liability insurance coverage and is important because if you cause an accident, your liability insurance coverage is what compensates the other driver for their losses.

The state requires the following amounts of minimum coverage:

• $15,000 for injury or death to one person
• $30,000 for injury or death to more than one person
• $5,000 for damage property

The only problem is, not every driver carries this necessary insurance. If you are facing similar concerns and were recently involved in an accident, it is natural to wonder about the possible outcome. This ultimately depends on whether or not you are at fault.

Determining Liability & Compensation Responsibilities

California follows a “fault” system for all car accidents, which can have a direct impact on your case. The fault system means that after a car accident, anyone who suffered injuries can pursue compensation by filing a claim through their own insurance policy, through the at-fault driver’s insurance company, or choose to sue the at-fault driver directly.

If you were at fault for the accident, do not have car insurance, and another person was injured, you may be responsible for compensating them out of your own pocket. Because the injured driver cannot file a claim through your insurance company, their only option is to file a lawsuit against you.

However, even if another driver caused the accident and you were injured, your ability to recover compensation may be limited. California has a “No Pay, No Play” rule, which means that if you did not have insurance when the accident occurred, you may not be entitled to a full compensation amount.

Walnut Creek Personal Injury Lawyers Fighting for You

Car accidents are complicated enough on their own, let alone if you do not have auto insurance. The laws surrounding such cases can be complex and it can be difficult to resolve your case on your own. You need an experienced car accident attorney on your side.

Get in touch with Fetto Law Group today to find out how our Walnut Creek personal injury lawyer may be able to help!

Fetto Law Group Takes a Stand for Justice

A hit and run accident is one of the most senseless acts any individual can be subjected to and as the victim, you may struggle with anger and confusion. Fortunately, you do not have to sit by, helpless, while your losses go unacknowledged. You may still be able to recover compensation and Fetto Law Group can help.

We are closely familiar with California’s laws surrounding car accidents and are eager to stand up for what you deserve. With over 30 years of experience, our Walnut Creek car accident attorney is an advocate you can trust.

Put a Walnut Creek Car Accident Lawyer on Your Side

After a hit and run accident, it is imperative that you get as much information as possible about the car that hit you. If you can, write down the model, make, and license plate number. Reach out to any witnesses to the accident and obtain their contact information. Before leaving the scene, take numerous pictures of your car.

Of equal importance is contacting the police to file an accident report immediately after the collision. With a police report on file, you can show your insurance company that you took the time to document the incident and verify the truthfulness of your claims.

When it comes to compensation for your losses, this ultimately depends on your car insurance coverage. The two types of coverage that may protect you after a hit and run are:

• Uninsured motorist bodily injury (UMBI) coverage for medical expenses
• Uninsured motorist property damage (UMPD) coverage for car repairs

Our firm can help you understand specifically how your car insurance applies to your accident and fight for the highest amount of compensation. With so much on the line, you can’t afford to go without legal assistance. Call us today to speak personally with our car accident lawyer in Walnut Creek!

Protect Your Rights in Walnut Creek, California

If you or someone close to you has been injured in a serious accident, it is important to protect your rights. We are passionate about helping the men and women we represent move on with their lives after serious injuries. For this reason, our Walnut Creek personal injury lawyer will do whatever it takes to protect your interests fairly and effectively.

Common Mistakes Made by Injury Victims

Every day, our team at the Fetto Law Group sees the common mistakes that injury victims are prone to make. These mistakes may seem minor but they can have a huge impact on the value of your final settlement - or even your ability to recover damages at all.

Common mistakes that many injury victims make include:

• Waiting to get medical treatment. It is important to receive the care you need. Your health comes first. Check the declarations page of your insurance to see if you have the necessary coverage to pay for medical expenses. Realize, however, that the longer you wait to get treatment, the more likely the insurance company will take advantage of you. Claims can be diminished if you do not get medical treatment, particularly if your failure to get medical attention results in a worsening of the injury stemming from the incident.
• Failing to obtain photo documentation. Take detailed pictures of your vehicle, the scene of the incident, your injuries, and any other important evidence.
• Speaking with the insurance company alone. You may experience a few accidents in the course of your lifetime, but we deal with accidents and injuries every day, five days a week. We understand how to protect your interests right now. Do not speak to the insurance company without representation from a California injury lawyer.
• Speaking to the opposing party's insurance adjustor alone. Do not talk to the "other side's" insurance adjustor until you have consulted an experienced attorney of your own.
• Failing to protect their rights. Too many injured men and women do not focus on taking the steps necessary to protect their rights. We help you focus on the things that require your attention in order to protect yourself, your rights, and your future.

Hire the Fetto Law Group to protect your rights.

Call the Fetto Law Group today to talk to an experienced and caring Walnut Creek personal injury attorney who can effectively promote your rights and protect your rights. Attorney John Fetto has more than 30 years of experience in the legal field and he has handled close to 5,000 cases in that time, recovering more than $50 million in verdicts and settlements on behalf of his clients. Let us put that experience to work for your benefit. Contact our San Francisco East Bay Area law firm today to talk to a skilled personal injury lawyer about your case during a free consultation.

Protect Your Rights with a Walnut Creek Car Accident Attorney

If you were recently involved in a car accident, the first thing on your mind is likely, “Who is responsible for covering the cost of my losses?” Medical bills and vehicle repairs can add up quickly, leaving many accident participants to wonder where the money is going to come from.

The answer to this question largely depends on the role you played in the accident. If you are found responsible for the incident, the outcome will be much different than if someone else caused your injuries.

Understanding California’s Insurance Laws

If you are not at fault for the accident, you essentially have three methods of pursuing compensation:

• File a claim under your own insurance policy
• Pursue a claim through the at-fault driver’s insurance company
• File a personal injury lawsuit against the at-fault driver directly

California’s “fault” system typically allows anyone injured as a result of the car accident to take one or more of the actions listed above. This means that if someone else is liable for the accident, they or your insurance company are responsible for compensating your losses.

If you are at fault, however, you may have to pay for the injured person’s losses depending on your auto insurance coverage. All drivers are required to carry minimum coverage amounts, which will compensate the injured party. When the limits of your policy have been reached, it is up to you to pay the rest of the damages.

Regardless of your involvement in the accident, it is important to consult with a Walnut Creek car accident lawyer right away. Our firm can assess your case and ensure that your rights are protected. We work hard for our clients, treating each individual with the respect they deserve. Call our firm today to get started!